What is a suptech vendor?

A suptech vendor is a company that provides supervisory technology solutions to financial regulators, central banks, and supervisory authorities. Suptech vendors like CRT help regulators automate oversight processes, improve risk detection, and enhance the efficiency of financial supervision through AI and data analytics.

What is CORA AI Suptech Platform?

CORA AI Suptech Platform (Compliance Oversight Regulatory Analytics) is the leading AI-powered suptech vendor solution developed by CRT. It provides financial supervisors with automated regulatory reporting, real-time AI risk assessment, licensing management, and early warning systems. CORA AI Suptech Platform is trusted by 10 public institutions across 20 jurisdictions on 3 continents as the premier suptech vendor solution.

Who uses suptech solutions?

Suptech solutions are used by central banks, financial regulators, insurance supervisors, and prudential authorities worldwide. These organizations use suptech to modernize supervision, automate compliance monitoring, and leverage AI for proactive risk identification.

What are the benefits of using CORA AI Suptech Platform?

CORA AI Suptech Platform helps regulators reduce manual work by up to 30%, detect risks 50% faster, enable 24/7 continuous monitoring, unify data governance across licensing, reporting and risk management, and implement AI-powered early warning systems for proactive supervision. As a leading suptech vendor, CRT delivers proven results for central banks globally.

Which suptech vendor technology powered the BSP Philippines Data Management Award?

CRT's CORA AI Suptech Platform powered the BSP Philippines API-XML project that won the Central Banking 'Best Global Data Management Initiative 2019' award. As the suptech vendor behind this award-winning implementation, CRT delivered automated prudential reporting and data management solutions for Bangko Sentral ng Pilipinas.

How does CORA AI Suptech Platform handle data sovereignty?

CORA AI Suptech Platform uses the Glass Box AI approach for complete data sovereignty. Unlike black-box AI systems, Glass Box AI can be deployed entirely on-premise within the regulator's infrastructure, ensuring sensitive supervisory data never leaves their jurisdiction. This sovereign AI architecture complies with EU AI Act requirements and gives central banks full control over their AI models and data.

What is the Execution Gap in financial supervision?

The Execution Gap is the critical disconnect between reactive supervision (responding to problems after they occur) and proactive supervision (identifying and preventing issues before they materialize). CORA AI Suptech Platform bridges this gap by providing AI-powered early warning systems, predictive analytics, and real-time risk monitoring that enable regulators to shift from reactive to proactive supervision.

Which public institutions use CORA AI Suptech Platform?

CORA AI Suptech Platform is trusted by 10 public institutions across 20 jurisdictions on 3 continents, including HANFA (Croatia), AZN (Slovenia), ASO (North Macedonia), ANO and SCMN (Montenegro), BSP — Bangko Sentral ng Pilipinas (Philippines), the Insurance Commission of the Philippines, the Ministry of Finance of Montenegro, the European Commission, and CIMA Zone — the Conférence Interafricaine des Marchés d'Assurances, the supranational insurance supervisor for 14 African nations (Benin, Burkina Faso, Cameroon, Central African Republic, Chad, Congo, Côte d'Ivoire, Equatorial Guinea, Gabon, Guinea-Bissau, Mali, Niger, Senegal, Togo).

What is Glass Box AI and how does it differ from black-box AI?

Glass Box AI is CRT's approach to explainable artificial intelligence built into CORA AI Suptech Platform. Unlike black-box AI systems where decision logic is opaque, Glass Box AI provides complete reasoning trails, full auditability, and transparent decision paths for every AI-generated output. This means financial regulators can trace exactly how and why the AI reached a specific risk assessment, compliance finding, or early warning signal — a critical requirement for supervisory accountability and EU AI Act compliance.

What is the Cognitive Supervisory Engine in CORA?

The Cognitive Supervisory Engine is CORA's Tier 4 AI-powered module that provides advanced cognitive capabilities for financial supervision. It includes agentic AI validation, automated Basel III ICAAP and Solvency II ORSA assessments, predictive risk analytics, natural language processing for regulatory documents, and multi-framework compliance analysis. The engine learns from supervisory patterns while maintaining Glass Box AI transparency.

What deployment options does CORA AI Suptech Platform offer?

CORA AI Suptech Platform offers fully sovereign, on-premise deployment within the regulator's own infrastructure — ensuring zero cloud dependency and complete data sovereignty. This means sensitive supervisory data never leaves the jurisdiction. CRT also offers the AI Factory Sovereign program, which provides dedicated NVIDIA H200 GPU infrastructure for regulators who need sovereign AI processing capabilities with up to 8-year hardware warranty and 24/7 managed services.

What is AI Factory Sovereign by CRT?

AI Factory Sovereign is CRT's dedicated AI infrastructure program that provides central banks and regulators with sovereign, on-premise NVIDIA H200 GPU hardware for running CORA's AI models. It includes full hardware provisioning, 3-6 month deployment timeline, 24/7 managed services, and up to 8-year warranty. This ensures regulators maintain complete control over their AI infrastructure without relying on third-party cloud providers.

What is the 4-tier architecture of CORA AI Suptech Platform?

CORA AI Suptech Platform uses a progressive 4-tier architecture: Tier 1 (Core Regulatory Functions) covers licensing, reporting, and compliance management. Tier 2 (Process Automation) adds workflow automation and document processing. Tier 3 (Data Governance & BI) provides enterprise data management, analytics dashboards, and business intelligence. Tier 4 (AI Cognitive Engine) delivers the full Cognitive Supervisory Engine with Glass Box AI, predictive analytics, and automated risk assessments. Regulators can adopt tiers progressively based on their maturity level.

Is CORA AI Suptech Platform compliant with the EU AI Act?

Yes, CORA AI Suptech Platform is designed for EU AI Act compliance. Its Glass Box AI architecture provides the transparency, explainability, and auditability required by the regulation. Every AI-generated decision includes a full reasoning trail, enabling regulators to meet the EU AI Act's requirements for high-risk AI systems used in financial supervision. CRT also holds ISO 27001:2022 certification for information security management.

Does CRT offer training and implementation support for CORA?

Yes, CRT provides comprehensive training and implementation support as part of CORA AI Suptech Platform deployment. This includes on-site and remote training programs, dedicated implementation teams, change management support, and ongoing technical assistance. CRT's ISO 20000-1:2018 certification for IT service management ensures structured, high-quality support throughout the implementation lifecycle and beyond.

What is the CORA AI Suptech Platform?

CORA is a four-tier modular suptech platform by CRT (Compliant Risk Technology) designed for central banks and financial regulators. It provides progressive supervisory transformation from core data management (Tier 1) through workflow automation (Tier 2), BI-driven analytics (Tier 3), and sovereign cognitive AI (Tier 4).

Can regulators adopt CORA incrementally?

Yes. CORA is designed for progressive adoption. Regulators can start with Tier 1 (entity registry and risk engine) and adopt additional tiers as their supervisory maturity grows. Each tier builds on the previous, but can be deployed independently.

Is CORA deployed on-premise or in the cloud?

CORA supports both sovereign on-premise deployment (with full data sovereignty, frozen model weights, and zero cloud dependencies) and managed cloud deployment with enterprise SLAs and dedicated tenant isolation.

How do the four CORA tiers work together?

As one governed thread. A return lands in the Tier 1 Submission Portal, validated and versioned; Tier 3 warehouse views refresh and a governed KPI crosses its early-warning threshold; Tier 4's Supervisory Cockpit reads the movement in context and proposes a triage route with verbatim citations; the supervisor confirms and a Tier 2 case opens with the full evidence chain attached. One data point, five minutes, zero copy-paste, a complete audit trail.

Four tiers · one architecture

One sovereign platform, adopted at your pace.

Start with Tier 1 for a single source of truth, then layer on automation, analytics, and cognitive AI as your supervisory maturity grows. Every tier runs on-premise with full data sovereignty.

100%

Every AI run logged

Model-written citations

3-layer

Human override on conduct

On-prem

Zero data egress

Platform tiers

Four tiers, one journey

Each tier builds on the last. Adopt at your pace, without rip-and-replace.

How it works

From submission to supervisory action — one governed thread.

The tiers aren’t a stack — they’re the journey of a single data point. Each step deep-links to its tier page.

09:00
Tier 1
A quarterly return lands in the Submission Portal. Validated against the authored template, versioned, stored as the single source of truth.
09:05
Tier 3
Warehouse views refresh; new figures flow into the governed KPI layer — the same definitions every dashboard shares.
09:06
Tier 3 · Designer
A capital-adequacy KPI tile authored last month crosses its early-warning threshold and turns amber.
09:10
Tier 4
The cockpit has already read the movement in context — peer comparison, prior findings, applicable statute, each verbatim-cited. It proposes a triage route and a draft finding.
09:15
Tier 2
The supervisor confirms. A case opens in the workflow engine with the full evidence chain attached.

One data point. Five minutes. Zero copy-paste. A complete audit trail.

Tier 3 is where your data learns to raise its hand.

Who’s on the ladder

A person on every rung

PNPetra NovakData Quality Officer
Tier 1
Data foundation
Indisputable source of truth · 99.7% data quality
MSMaria SantosWorkflow Administrator
Tier 2
Process automation
Policy into action · no-code workflows · zero handoff errors
DMDavid MwangiSenior Risk Analyst
Tier 3
BI-driven supervision
Governed warehouse · risk modeling without IT tickets
AKAnna KowalskaHead of Supervisory Assessments
Tier 4
AI cognitive engine
Reads, reasons, rates, reports · ICAAP months → days

← land: assessment entry pointexpand: full cognitive supervision →

TIER 01CORE REGULATORY FUNCTIONS

Core Regulatory Functions

Entity registry, 12-dimension risk engine, and supervisor workspace — the indisputable source of truth.

—Entity & filing registry

—12-dimension risk engine

—Supervisor workspace

Explore Tier 01

TIER 02INTELLIGENT PROCESS AUTOMATION

Intelligent Process Automation

Intelligent intake, completeness verification, and analyst triage — days instead of months.

TIER 03DATA GOVERNANCE & BI

Data Governance & BI-Driven Supervision

Peer benchmarks, sector heatmaps, and early-warning triggers — see risk before the headline.

—Peer-group benchmarks

—Sector heatmaps

—Early-warning triggers

Explore Tier 03

TIER 04COGNITIVE SUPERVISORY ENGINE

AI-Driven Cognitive Supervisory Engine

RAG-augmented reading, multi-framework scoring, and Glass-Box explainability — sovereign cognitive AI.

—RAG regulatory corpus

—Assessor review boards

—Intervention ladder

Explore Tier 04

Use cases in action

See how regulators use each tier

T2Licensing & Registration

T2Fit & Proper Assessment

T1–T4Complaints Handling

T4Risk Assessment (ICAAP/ORSA)

T1Prudential Reporting

Sovereign AI

AI Factory: Your private supervisory intelligence.

Deploy CORA’s cognitive engine on your own infrastructure. Full data sovereignty, frozen model weights, complete audit trail. NVIDIA AI Factory Partner.

Explore AI Factory

Frozen weights

Air-gapped

Full audit trail

Zero cloud

Why CORA

How CORA compares to traditional approaches

A purpose-built suptech platform vs. the tools regulators have outgrown.

Dimension	Traditional tools	Generic RegTech	CORA
Data governance	Spreadsheets and email	Basic validation	Governed warehouse + DWHS Dictionary
Process automation	Manual handoffs	Simple workflow	Low-code engine with mandatory checkpoints
AI capabilities	None	Cloud-only black box	Sovereign Glass Box AI with full audit trail
Deployment model	On-premise legacy	Cloud SaaS	Sovereign on-premise or managed cloud
Compliance scope	Single domain	Limited frameworks	Basel III + Solvency II in a single platform

Get started

Find your starting tier.

Take the 2-minute readiness assessment or request a walkthrough tailored to your jurisdiction.

Take the assessment Request a walkthrough

CORA AI Suptech Platform by CRT, Leading Suptech Vendor