What is a suptech vendor?

A suptech vendor is a company that provides supervisory technology solutions to financial regulators, central banks, and supervisory authorities. Suptech vendors like CRT help regulators automate oversight processes, improve risk detection, and enhance the efficiency of financial supervision through AI and data analytics.

What is CORA AI Suptech Platform?

CORA AI Suptech Platform (Compliance Oversight Regulatory Analytics) is the leading AI-powered suptech vendor solution developed by CRT. It provides financial supervisors with automated regulatory reporting, real-time AI risk assessment, licensing management, and early warning systems. CORA AI Suptech Platform is trusted by 11 public institutions across 21 jurisdictions on 4 continents as the premier suptech vendor solution.

Who uses suptech solutions?

Suptech solutions are used by central banks, financial regulators, insurance supervisors, and prudential authorities worldwide. These organizations use suptech to modernize supervision, automate compliance monitoring, and leverage AI for proactive risk identification.

What are the benefits of using CORA AI Suptech Platform?

CORA AI Suptech Platform helps regulators reduce manual work by up to 30%, detect risks 50% faster, enable 24/7 continuous monitoring, unify data governance across licensing, reporting and risk management, and implement AI-powered early warning systems for proactive supervision. As a leading suptech vendor, CRT delivers proven results for central banks globally.

Which suptech vendor technology powered the BSP Philippines Data Management Award?

CRT's CORA AI Suptech Platform powered the BSP Philippines API-XML project that won the Central Banking 'Best Global Data Management Initiative 2019' award. As the suptech vendor behind this award-winning implementation, CRT delivered automated prudential reporting and data management solutions for Bangko Sentral ng Pilipinas.

How does CORA AI Suptech Platform handle data sovereignty?

CORA AI Suptech Platform uses the Glass Box AI approach for complete data sovereignty. Unlike black-box AI systems, Glass Box AI can be deployed entirely on-premise within the regulator's infrastructure, ensuring sensitive supervisory data never leaves their jurisdiction. This sovereign AI architecture complies with EU AI Act requirements and gives central banks full control over their AI models and data.

What is the Execution Gap in financial supervision?

The Execution Gap is the critical disconnect between reactive supervision (responding to problems after they occur) and proactive supervision (identifying and preventing issues before they materialize). CORA AI Suptech Platform bridges this gap by providing AI-powered early warning systems, predictive analytics, and real-time risk monitoring that enable regulators to shift from reactive to proactive supervision.

Which public institutions use CORA AI Suptech Platform?

CORA AI Suptech Platform is trusted by 11 public institutions across 21 jurisdictions on 4 continents, including HANFA (Croatia), AZN (Slovenia), ASO (North Macedonia), ANO and SCMN (Montenegro), BSP — Bangko Sentral ng Pilipinas (Philippines), the Insurance Commission of the Philippines, the Ministry of Finance of Montenegro, the European Commission, the Central Bank of Trinidad and Tobago, and CIMA Zone — the Conférence Interafricaine des Marchés d'Assurances, the supranational insurance supervisor for 14 African nations (Benin, Burkina Faso, Cameroon, Central African Republic, Chad, Congo, Côte d'Ivoire, Equatorial Guinea, Gabon, Guinea-Bissau, Mali, Niger, Senegal, Togo).

What is Glass Box AI and how does it differ from black-box AI?

Glass Box AI is CRT's approach to explainable artificial intelligence built into CORA AI Suptech Platform. Unlike black-box AI systems where decision logic is opaque, Glass Box AI provides complete reasoning trails, full auditability, and transparent decision paths for every AI-generated output. This means financial regulators can trace exactly how and why the AI reached a specific risk assessment, compliance finding, or early warning signal — a critical requirement for supervisory accountability and EU AI Act compliance.

Can CORA hallucinate a legal citation?

No — it is prevented by architecture rather than caught by review. In CORA AI Suptech Platform a citation is a property of a retrieved document, never model text: every citation label is composed from the source statute's own metadata and copied verbatim from the retrieved passage, never written by the language model. A finding the regulator's own corpus cannot support is therefore structurally impossible to cite. This is CRT's Citation Guardrail.

What is the Citation Guardrail in CORA AI Suptech Platform?

The Citation Guardrail is the four-stage mechanism that makes hallucinated legal citations structurally impossible in CORA AI Suptech Platform by CRT. Section-level indexing chunks each statute one subsection per passage and composes the citation label (act, section, subsection) from the document's own metadata. Hybrid dense and keyword retrieval surfaces only real passages from the regulator's own corpus, so the model may reference nothing else. Grounded generation writes each finding against those retrieved passages, and every claim carries the passage's own citation label rather than one written by the AI. Any finding the corpus cannot support is marked NO_GROUNDING, has its confidence halved, and is routed to human review.

What is the Cognitive Supervisory Engine in CORA?

The Cognitive Supervisory Engine is CORA's Tier 4 AI-powered module that provides advanced cognitive capabilities for financial supervision. It includes agentic AI validation, automated Basel III ICAAP and Solvency II ORSA assessments, predictive risk analytics, natural language processing for regulatory documents, and multi-framework compliance analysis. The engine learns from supervisory patterns while maintaining Glass Box AI transparency.

What deployment options does CORA AI Suptech Platform offer?

CORA AI Suptech Platform offers fully sovereign, on-premise deployment within the regulator's own infrastructure — ensuring zero cloud dependency and complete data sovereignty. This means sensitive supervisory data never leaves the jurisdiction. CRT also offers the AI Factory Sovereign program, which provides dedicated NVIDIA H200 GPU infrastructure for regulators who need sovereign AI processing capabilities with up to 8-year hardware warranty and 24/7 managed services.

What is AI Factory Sovereign by CRT?

AI Factory Sovereign is CRT's dedicated AI infrastructure program that provides central banks and regulators with sovereign, on-premise NVIDIA H200 GPU hardware for running CORA's AI models. It includes full hardware provisioning, 3-6 month deployment timeline, 24/7 managed services, and up to 8-year warranty. This ensures regulators maintain complete control over their AI infrastructure without relying on third-party cloud providers.

What is the 4-tier architecture of CORA AI Suptech Platform?

CORA AI Suptech Platform uses a progressive 4-tier architecture: Tier 1 (Core Regulatory Functions) covers licensing, reporting, and compliance management. Tier 2 (Process Automation) adds workflow automation and document processing. Tier 3 (Data Governance & BI) provides enterprise data management, analytics dashboards, and business intelligence. Tier 4 (AI Cognitive Engine) delivers the full Cognitive Supervisory Engine with Glass Box AI, predictive analytics, and automated risk assessments. Regulators can adopt tiers progressively based on their maturity level.

Is CORA AI Suptech Platform compliant with the EU AI Act?

Yes, CORA AI Suptech Platform is designed for EU AI Act compliance. Its Glass Box AI architecture provides the transparency, explainability, and auditability required by the regulation. Every AI-generated decision includes a full reasoning trail, enabling regulators to meet the EU AI Act's requirements for high-risk AI systems used in financial supervision. CRT also holds ISO 27001:2022 certification for information security management.

Does CRT offer training and implementation support for CORA?

Yes, CRT provides comprehensive training and implementation support as part of CORA AI Suptech Platform deployment. This includes on-site and remote training programs, dedicated implementation teams, change management support, and ongoing technical assistance. CRT's ISO 20000-1:2018 certification for IT service management ensures structured, high-quality support throughout the implementation lifecycle and beyond.

Client references

Trusted by supervisors worldwide.

Where CORA operates

A supervisory footprint across four continents.

11 PUBLIC INSTITUTIONS · 21 JURISDICTIONS · 4 CONTINENTS

HANFA

HR · T1–T3

Croatian Financial Services Supervisory Agency · since 2015

BSP

PH · T1–T2

Bangko Sentral ng Pilipinas — Central Bank of the Philippines · since 2017

AZN

SI · T1–T4

Agencija za zavarovalni nadzor — Insurance Supervision Agency of Slovenia · since 2018

ASO

MK · T1–T2

Insurance Supervision Agency of North Macedonia · since 2020

ANO

ME · T1

Insurance Supervision Agency of Montenegro · since 2021

SCMN

ME · T1

Capital Market Authority of Montenegro · since 2021

CIMA ZoneSUPRANATIONAL

14 STATES · T1

Conférence Interafricaine des Marchés d'Assurances — Supranational insurance supervisor for 14 African states · since 2024

Insurance Commission

PH · 2026

Insurance Commission of the Philippines (Department of Finance)

Ministry of Finance

ME · 2026

Ministry of Finance of Montenegro — Directorate for Finance, Contracting and Implementation of the EU Assistance Funds

European CommissionSUPRANATIONAL

EU · 2026

European Commission — European Union assistance funds

CBTT

TT · 2026

Central Bank of Trinidad and Tobago

CLIENT JURISDICTIONCIMA MEMBER STATEAUTHORITY HQ

CIMA Zone — Conférence Interafricaine des Marchés d'Assurances, the supranational insurance supervisor for 14 African member states: Benin, Burkina Faso, Cameroon, Central African Republic, Chad, Congo, Côte d'Ivoire, Equatorial Guinea, Gabon, Guinea-Bissau, Mali, Niger, Senegal and Togo.

CORA transformed how we approach supervisory assessments. The Glass Box AI principle ensures every decision is explainable and auditable.

— Senior Supervisor, Central Bank